What remains after selling your investment?
Separate selling price, sale expenses, loan balance and modeled gains tax.
The sale price is not your net proceeds.
An exit scenario deducts modeled sale costs, outstanding debt and gains tax. Appreciation is an assumption, not a guaranteed return. The discount rate expresses your required return when comparing cash flows over time.
Future monetary-correction coefficients are not published official values. The model labels projections and does not apply that correction to holding periods of 24 months or less. Personal capital-gains treatment remains a simplified effective-rate estimate.
Computed example, not a property listing
Fictional mainland Aveiro scenario: purchase €250,000.00, tax value €150,000.00, gross monthly rent €1,400.00, financing 70%, annual interest 3.5%, term 30 years; holding period 10 years.
Tax resident, investment acquisition on 2026-09-12; no young-buyer relief; vacancy 5%, effective tax rate on net rental income 25%.
Modelled net proceeds at sale: €154,014.14
Rent, appreciation and interest are editable assumptions, not forecasts. The downside reduces rent by 10%, increases vacancy by 5 percentage points and interest by 2 points, reduces appreciation by 2 points and adds a €1,000 annual repairs allowance. See the complete assumptions in the interactive example.
The free tools are simplified starting points. The full calculator lets you adjust costs, financing, taxes and timing, then compare scenarios for a more detailed analysis. Open the calculator
Educational estimates, not financial, legal, tax or investment advice. Methodology and sources